Driven by the challenge of bringing financial services to the over 500 million unbanked households outside urban and peri-urban areas, SourceTrace offers robust, proven remote financial transaction software that utilizes mobile phones, point-of-sale devices and other wireless handsets over existing networks. SourceTrace has partnered with financial services organizations throughout Asia, Latin America and Africa to help banks fulfill financial inclusion laws and serve vast new markets — without the expense of opening new branches.
With the SourceTrace ESE™ Financial Inclusion solution, organizations achieve:
The SourceTrace ESE™ Financial Inclusion solution is designed specifically for the financial market and business processes. The core modules of ESE™ Financial Inclusion solution are:
The “Customer Enrollment” module enables your business to capture information directly on the field.
2. Apply for Financial products
“Apply for financial products” module enables the efficient data capture for financial product request, such as micro loans, micro insurance, savings accounts and other products.
3. Deposit and Withdrawl
“Deposit and Withdrawal” module enables the remote Field Agent to securely receive and disburse money.
4. Micro-loans and Micro-Insurance
“Micro Loan and Micro Insurance” module allows the clients to access special financial products for their needs. Field Agents can offer different kinds of micro insurance products as well as production micro loans.
5. Remittance and Payments
“Remittances and Payments” module is the perfect way to offer 3rd party services such as airtime recharge, bill collection, international money transfer, public services bill collection, tax collection among others.
6. Domestic Money Transfer
“Domestic Money transfer” module allows the clients to send money between other accounts and to unbanked persons
Access to insightful business reports on a single client level or at a group, regional or global level of:
2. Remote App management
Manage the ESE™ Remote application from a central location and publish updates over-the-air.
3. Device and Field Management
Manage remote Agents and Device using a centralized Web application.
4. Correspondent data management
Access to the Correspondent profile data and update the information using the Web application.
5. Executive Dashboard
The Executive Dashboard present real time information of key business indicators in graphical charts.
6. Digital Mapping
Visualize georeferenced transactions and data to get a completely new view of the business.