Specialized ESE™ modules for Banking:
The SourceTrace Systems ESE™ for Banking Module creates virtual bank branches from off-the-shelf wireless handsets — mobile phones, point of sale (POS) devices and PDAs — giving rural customers direct, secure access to their accounts and empowering community merchants to serve as bank agents. Leveraging any existing wireless network, SourceTrace enables banks to penetrate new markets and regions virtually overnight — at incremental cost.
Financial institutions on three continents use the ESE for Banking module as an end-to-end solution to reach unbanked customers, lower costs and keep customer data secure yet highly visible.
Used with mobile phone banking and branded smart cards, and with integrated biometric readers to guarantee security, the ESE for Banking module is a turnkey, cashless banking solution for rural communities. Existing local merchants with POS or other mobile devices act as bank agents for customers with branded smart cards. The ESE for Banking module also provides customers with mobile phones with the benefits of cashless banking and a range of other services.
Banks can use their present core banking system with the ESE for Banking module or take advantage of the fully managed, ASP SourceTrace Core Banking System. The ESE Enterprise Server connects the bank MIS or hosted CBS to an unlimited number of remote handsets across many regions.
The ESE for Banking module gives banks complete control of and visibility into both customer and third-party agent access and enables banks to offer new services and programs or update current services on the fly.
STS ESE™ Statement Utility
Unbanked customers in rural markets frequently lack postal addresses. To connect with them, the SourceTrace Systems ESE Statement helps banks deliver confidential customer transaction and account statements directly to printers in the field via mobile phones, POS devices, PCs and other devices. The system leverages printers at rural kiosks, cyber cafés and other local merchants to save banks time and costs of postal delivery.
SourceTrace Systems' eServices Everywhere™ (ESE™) platform sets the industry standard for remote data transaction systems with robust applications that have been deployed in low-bandwidth environments on three continents. Designed for emerging markets with narrowband communications, ESE middleware is optimized to us small data packets and wireless transactions to reduce costs and maximize speed.
The ESE Platform is easily integrated with any core banking system. The proprietary ESE transaction server architecture, now in its fifth generation, is designed to meet the server-side security demands of multinational financial institutions. The ESE platform also offers unequaled reliability, instant response time even during peak use, and accurate data recording with a clear audit trail. And with 99.999% uptime, its reliability is unrivalled.
